India Housing For All (IHFA) is a Singapore-based investment manager focused on Indian residential investment and private credit. We back experienced local developers at the moment capital is hardest to find, so families can own an aspirational, sustainable home.
A generation is moving to India's cities and its middle class is expanding. Most homes that reach these families are built by capable local developers who cannot access institutional capital when it matters most. That gap is the opportunity.
The Investability Gap appears when good residential projects cannot access institutional capital because they are not yet underwritable, visible, controlled or repeatable. IHFA combines structured capital with hands-on project oversight from origination through enforcement.
Leadership capital before financial close, the stage at which experienced developers are most constrained, with cheaper capital crowded in as each project de-risks.
Board seats, a seconded CFO, on-site monitoring and step-in rights on every project. We govern each rupee with the discipline an institution expects.
Our own capital is committed alongside our investors', fully at risk. We are paid to perform, not simply to deploy.
With developers who have proven execution and brand equity in their local markets.
In projects that generate scalable, sustainable and risk-adjusted returns.
Using deep expertise in deal structuring and India's investment regulations.
Through active asset management and hands-on value enhancement.
To a clear strategy set at entry, with transparency and reporting throughout.
We concentrate on the parts of middle-income housing where demand is strongest and quality supply is thinnest.
Certified, policy-aligned homes for first-time buyers across India's growing cities. The core volume engine of the platform.
Affordable senior living priced well below the market, designed around care, accessibility and community.
Turning ageing, obsolete buildings into safe, modern homes under established redevelopment frameworks.
Our model is already working. Live projects are governed hands-on by our team and assessed against international sustainability standards, so investors can see how we operate before they commit. Capital is secured tightly and released against performance, with our finance team on site throughout.
Co-lender on live projects, with a credit team seconded to underwriting.
Sustainability certification, ESG standards and policy support.
Fund-appointed directors on every project board, with agreed reserve matters and bank signatories.
Our finance lead sits inside the project and controls its cash flows day to day.
Project management and a board observer on site, with disbursement linked to performance.
Documented in every project vehicle, alongside security over land, shares and receivables.
Every project is built to deliver returns and measurable social and environmental outcomes at the same time. Impact is part of how we underwrite, not an add-on.
“I came up as an underdog, from a town of a few thousand people, and nothing I have was given to me. That hunger to keep learning has never left me, and for the last ten years I have focused it on one sector: affordable housing in India. The moment that changed my life was watching a family from a modest background step into a home of their own, and seeing what that did to them. I also saw what was missing around them: a fragmented sector, capable developers without institutional support, and buyers without anyone standing up for them. That is what I am building now. A platform that brings fiduciary discipline and a centre of excellence to a sector that has had neither. And I am building it the way I would want my own money treated. Fully aligned, fully at risk beside yours.”
The fund combines board and investment committee oversight with a shareholder base drawn from finance, housing, technology and public policy.
The fund is guided by a board of directors and an investment committee of senior advisers across banking, real estate and development finance, providing independent oversight on every deal.
The fund's shareholders include senior leaders from finance, housing, technology and public policy. Their names are shared with qualified investors on request.
Our founder shares how this market really works, and takes part in the conferences and roundtables shaping it.
Deep Sen joined the Federation of Indian Chambers of Commerce and Industry for a roundtable with the visiting Australian delegation, on bringing institutional capital to affordable housing.
Deep Sen spoke at the Marcus Evans conference convening global housing, finance and development leaders on inclusive, climate-resilient housing.
India Housing For All announced the financing and launch of Ananda Athashri, an IFC EDGE assessed affordable senior living development at the Happiness Hub township in Varve, Pune, built around round-the-clock care, medical support and community.
Detailed materials on our strategy, structure, governance and track record are available to qualified investors on request. Tell us a little about yourself and we will be in touch.
Confidential materials are shared with qualified investors under NDA, through a secure data room.
If you build homes, finance them, or want to build this with us, we would like to hear from you.
Tell us where you fit at contact@indiahousingforall.com